Track your household budget by envelope — turn each expense into an envelope, then connect your bank to fetch and categorise transactions automatically. New here? Sign in to request a household. The app is in beta — there's no support and sign-ups are manually approved.
Request a household
Signed in as . Pick a name for your household to request access.
⚠ This app is in beta — there's no support and things may change. New sign-ups are manually approved before you can log in.
Request pending
Thanks! Your request is awaiting approval. Check back later — you'll be able to log in once it's approved.
Access locked
This household has been locked. Please contact the administrator for more details.
Envelope Budgeting
Backup due
New household request
to
to
Delete?
:
New account
Give your account a name.
Leave at $0 for a new empty account. If set, we'll add an opening-balance transaction dated yesterday.
New envelope
Name your envelope and set a budget allowance.
Tip: use Group:Label to group envelopes — e.g. Food:Groceries
For a budget that runs on its own cycle — e.g. a 4-weekly pay alongside a fortnightly one. An auto-fill schedule only funds envelopes matching its own frequency.
Auto-fill
You budget at more than one cadence. Which one?
Auto-fill
Fund these budgets automatically
New transaction
Split total$0.00
To allocate$0.00
Split total$0.00
To allocate$0.00
Schedule for later
Reminder only (don't record)
New envelope transfer
↓
Split total$0.00
To allocate$0.00
Filter transactions
Filters combine — a transaction must match all of them.
Scope
What
and
When
Enter two dates (in either order) to show only transactions between them.
→
Overdue scheduled transactions
These items are significantly overdue. No transactions have been applied yet — review each one and choose what to do.
System admin
Scan for old fields
Check all docs in for stale fields left over from previous migrations.
Recalculate balances?
Recompute account and envelope balances for from transaction history.
Earlier months are trusted from the last checkpoint. If none is valid (or none exists yet), a full recalculation runs automatically.
Delete household?
This will permanently delete all data for this household.
All accounts, envelopes, transactions, scheduled transactions, and rules will be permanently deleted. Member access will be removed. This cannot be undone.
Cache debug
Profile
System
Light
Dark
Household settings
Edit envelopes & accounts
The default for every envelope. An individual envelope can be set to a different period in its own edit screen.
Transactions in this envelope are excluded from expense reports.
Bank integration (Akahu)
Both tokens come from your own Akahu account —
sign up at my.akahu.nz,
then use the menu → Developers to create an app.
Developer access needs ID verification.
Data
Export all household data as JSON for backup or migration to a new household, or export transactions as a spreadsheet-friendly CSV (one row per split/transfer leg, sharing a Txn #). (Importing into an empty household is done from the empty-state buttons on the main screen.)
Payee list
Payee names saved from past transactions — used for autocomplete when entering a new transaction.
Import from Goodbudget
File: —
Paste your current Goodbudget account balances (from the Accounts section in the GB web UI). Balance correction transactions will be created automatically.
Paste your current Goodbudget envelope list (copied from the GB web UI). Envelopes not in this list will be marked soft-deleted, and balances will be used to create correction transactions.
Paste the full Goodbudget Scheduled Transactions page. Incomes, expenses, and account/envelope transfers are imported. "Envelope Fills" is skipped.
Transactions that need your review
Goodbudget's export doesn't say what these ones mean, so the import has to guess. The guesses below are usually right — but they change what your reports show, not your balances, so a wrong one is invisible until you compare the two apps. Everything further down is just a list to skim.
Opening balances
Each of these looks like a transaction Goodbudget wrote when you told it what an account already held. Excluded means it still sets the account balance but doesn't count as money you earned — the same as Goodbudget. Switch to Income only if one really is income.
Money in: income, or a refund?
Say you spend $80 on groceries and someone pays you back $40.
· Credit — the $40 goes back onto Groceries. Your groceries spending reads $40. It isn't income; you're just less out of pocket.
· Income/Fill — the $40 is new money. Groceries spending still reads $80, and you've also earned $40.
Same balance either way, which is why picking wrong is invisible. So: wages and other money you earned are Income/Fill (the default); being paid back for something you already recorded is a Credit. Grouped by payee — set each group once, or tap a payee to set its rows individually.
Accounts
Envelopes
Envelope fill
Create a scheduled envelope fill
Scheduled Transactions
New rule
Split total$0.00
To allocate$0.00
Apply which rule?
More than one rule matches this transaction. Pick one to apply.
Bank accounts found
Tick the bank accounts you'd like to track. We'll create an account for each and set its opening balance automatically after the first sync.
Already tracking some of these accounts manually? Tick only the ones that are new. Untick any you already track, and link those to their banks from each account's edit screen instead. If you already track all of these, use Not now.
